Like most States, California requires that you pass a government administered license quiz which causes the area hang your shingle to sell insurance. In addition, you must take up to 52 hours of pre-license training, which thankfully, are now able to be exercised online. Separate license assessments and jamb runs training courses are required to sell property and casualty insurance versus life and health policies. And, there is mandatory continuing education required every two year vitality period as well as additional, special training classes needed to sell specific insurance products like flood insurance, long term care insurance and/or annuity investment policies.
If your plan is to thoroughly study nys handbooks, read and read again all the materials from your license course and take a cram course on test-taking, I can almost guarantee you still won’t pass the California Insurance Quiz. These assessments can be tough, since they are riddled with confusing and convoluted questions… the brand on most government or quasi-government license assessments. So what does it take to pass? Well, that’s what we cover in this article. And, there is a method to the madness.
First off, Steer clear of Advice and Crazy Tips
Here is just some of the “buzz” around taking nys Quiz. For the most part, ignore these rants and tips:
“Taking a cram class is all you need to pass” (Not true. See cram courses below)
“I was told to skip every question on the state quiz. That way, these same questions are locked in and the computer will not spit out more difficult ones. inch (A crazy conspiracy theory).
“A live teacher is the only way to pass. They pinpoint the “buzz” words you need to pass. They tell you things that are not put in writing” (Bunk… classes are administered by the State. And, you need more than buzz words to pass).
“Use common sense to answer the quiz questions. inch (It won’t work).
“By process of elimination, you can get to the right answer. inch (Works sometimes, but you have to know the subject to eliminate the wrong answers).
“I earned 90% on my online practice assessments… I’m ready”. (A lot of these 90 percenters still fail. There are practice assessments and there are practice assessments. See below).
“People who take online courses always fail”. (Bunk… our online school has a very high passing relation… it’s what you do with the material that counts).
“Study the course materials… you will pass” (There is a lot more to it. It may be a variation the material you learned that is being asked).
“Just look for certain “buzz” words for the answer. inch (The State knows all the buzz words… you’ won’t beat them this way).
It may seem obvious to many, but be sure that the courses and quiz prep materials you are studying are California specific. There are a lot of general practice assessments and courses available online that will not prepare you for the State Quiz or won’t allow you to even sit for the quiz. Sign up with an approved California provider and make sure you are taking the right course for the license you want.
Nys requires that you complete specific pre-license training Which causes the area sit for the State Quiz. The Certificates you earn from these courses are your “ticket” into the State Quiz which are currently given at state office locations in North park, Los angeles and Sacramento.
On the day of the quiz, you need to bring proper identification including a current valid driver’s license, passport, military ID, etc. Nys Quiz is computer-based. There are 75 questions for the Life Only License; 75 for Accident & Health and one hundred and fifty for Fire & Casualty.
You must score 70% or far better pass. If you fail, you can retake the quiz 3 consecutive times for a fee of $41 each. Your last try requires a one month waiting period. Of course, if you follow the advice of this article you won’t need to worry about failing.
You can schedule nys Quiz online at any time… just fill out the required license application. But, you must complete the required pre-license training courses needed for the license you want BEFORE taking the quiz. And, you need a longer period to tackle the remainder of the procedures we recommend to prepare yourself. Bottom line? Leave at least three weeks before scheduling an quiz date.